• If you win a Blackjack you are paid out at odds of 3:2 on your original bet.
  
  Example:
  You bet 20 credits and win with a Blackjack. You win 30 credits plus your original bet amount. So, your total win amount is 30 credits + 20 credits = 50 credits.

Win Formula
Bet	20 Credits
Win	One and a half times your original bet amount, plus your original bet.
Calculation	3 / 2 = 1 ½ x 20 original bet credits = 30 credits + 20 original bet credits = 50 credits

Note:
One and a half is calculated by dividing 3 by 2.

• If you have a winning hand but not a Blackjack, you are paid out at odds of 1:1 on your original bet.
  
  Example:
  You bet 10 credits and win a hand. You win 10 credits plus your original bet amount. So, your total win amount is 10 credits + 10 credits = 20 credits.

Win Formula
Bet	10 Credits
Win	One times your original bet amount, plus your original bet.
Calculation	1 / 1 = 1 x 10 original bet credits = 10 credits + 10 original bet credits = 20 credits

Note:
One is calculated by dividing 1 by 1.

• If you lose against a Dealer's Blackjack and have taken Insurance, you are paid out at odds of 2:1 on your Insurance bet.
  
  Example:
  You bet 10 credits and take Insurance on the Dealer getting a Blackjack. Your Insurance bet costs half your original bet amount, so your Insurance bet is 5 credits. The Dealer wins with a Blackjack.
  
  You receive 10 credits from your Insurance bet, as an Insurance bet pays out at odds of 2 to 1, plus your original Insurance bet amount. You lose your original bet amount.
  
  So, your total payout amount is 5 Insurance bet credits + 10 credits = 15 credits.

Win Formula
Insurance Bet	5 Credits
Payout	Two times Insurance bet amount plus original Insurance bet amount.
Calculation	2 / 1 = 2 x 5 Insurance bet credits = 10 credits + 5 Insurance bet credits = 15 credits

Note:
Two is calculated by dividing 2 by 1.

1. Click the Increase (+) or Decrease (-) button to select the amount you want to bet.

2. Click the Deal button. A hand of two cards is dealt to you, and one card is dealt to the Dealer.

3. Depending on the cards you are dealt and the game rules, different play options are available. More than one option can be performed, or one option repeated depending on the stage of the game. The play options are:
   

• Hit
  Click the Hit button. You are dealt one card.
  
  Example:
  If you have a hand under the value of 21 and want another card, use the Hit option. The Dealer deals you another card from the deck.
  
• Stand
  Click the Stand button. This ends the play of this hand.
  
  Example:
  If you think you have a good enough hand, use the Stand option. You do not receive more cards.
  
• Split
  Click the Split button. Your hand is divided into two separate hands and a new card is dealt to each hand.
  
  Example:
  If you are dealt two cards with the same denomination, such as two Queens, or two Fours, you can use the Split option. You split the two cards into two separate hands.
  
• Double Down
  Click the Double button. A side bet equal to your original bet is placed on the table. You are dealt one card and your hand automatically stands.
  
  Example:
  If you have a hand that you think can beat the Dealer’s hand, you can double your bet by using the Double option. You can double down if the value of your first two cards is 9, 10 or 11. A side bet is placed that your hand will beat the Dealer’s hand. Only one more card is dealt.
  
• Take Insurance
  Click the Insurance button. An Insurance bet, equal to half your original bet, is placed on the table.
  
  Example:
  If the Dealer’s face-up card is an Ace, you are given the option to take Insurance. You take Insurance against the Dealer getting a Blackjack. An Insurance bet is placed on the table.

Note:
For more information on these options, see the Terms section.

4. Your hand and the Dealer's hands are compared. The hand with the highest value wins and the winnings are paid.

Note:
Blackjack always beats a hand with a value of 21.

Denomination

The face value on the cards, Ace, King, Queen, Jack and from 2 to 10.

Note:
A Jack, Queen or King have the value of 10, and the Ace has the value of either 1 or 11.

Split

You can split two cards with the same denomination, such as two Queens or two Fours. Your hand is divided into two separate hands and a bet equal to your original bet is placed on the second hand. So, you have effectively doubled your bet. New cards are dealt to each new hand and you play these separate hands as normal.

Note:
Cards of the same value but not of the same denomination, for example a 10 and a Queen, cannot be split in this version of Blackjack.

Bust

If your hand value exceeds 21, your hand is bust. Your hand is over and you lose your bet.

Note:
Other hands on the table are unaffected by one hand going bust.

Stand

This is when you are satisfied with the value of your hand and do not want to draw any more cards. This ends the play of the hand.

Note:
Other hands on the table are unaffected by you selecting to stand. You play the remaining hands as normal.

Value

The numerical value of a card.

Example:
Jack, Queen and King have the value of 10. The Ace card has a value of either 1 or 11.

Click the following links for more information about the Game Rules:

General Rules
Betting and Payout Rules
Splitting Rules
Double Down Rules
Insurance Rules

The following general rules apply:

1. European Blackjack is played with two standard decks of 52 playing cards that are shuffled after the completion of every game.



2. Blackjack always beats any other hand with a value of 21.



3. All face cards - Jacks, Kings and Queens, have a value of 10.



4. Aces can have a value of either 1 or 11.



5. You and the Dealer can draw up to nine additional cards to make a hand of eleven cards, provided the value of the hand does not exceed 21. If a hand does not exceed 21 after receiving eleven cards, the hand automatically stands.



6. The Dealer stands on a soft 17.



7. The Dealer's hand is dealt in strict accordance to the rules of the Casino. For more information on the Casino’s rules, see the Casino’s web site, or contact the Casino Support Staff.

The following Betting and Payout rules apply:

1. If the Dealer's hand exceeds 21, it is Bust, and you automatically win.



2. If you are dealt an Ace and a card with a value of 10, you have Blackjack. Your hand automatically stands. Your hand cannot be beaten, only matched. If you beat the Dealer with Blackjack you are paid out at odds of 3:2.



3. When your hand and the Dealer's hand tie, it is called a Push. You are paid your original bet amount.



4. If both the Dealer and your hand have Blackjack, this is also considered a Push. You are paid out your original bet amount.

The following splitting rules apply:

1. You can split two cards that have the same Denomination, such as two Queens or two Fours. Your hand is divided into two separate hands and a bet equal to your original bet is placed on the second hand.



2. Cards of the same Value cannot be split in European Blackjack. For example, a King and a Ten have the same numerical value, but cannot be split because the cards are not the same denomination.



3. If you split a pair of Aces and then draw a card with a denomination of 10, this is not Blackjack, although it has a value of 21.



4. You can split Aces in European Blackjack.



5. You can split a maximum of once per hand. This equals two hands.

The following Double Down rules apply:

1. You can Double Down when your hand has a value of 9, 10 or 11. You are dealt one card and your hand automatically stands.



2. The Double Down bet is equal to your original bet.



3. You cannot Double Down after a split.



4. You can only Double Down once per hand.

The following Insurance rules apply:

1. You can take Insurance if the Dealer's first card is an Ace.



2. The Insurance bet is equal to half your original bet amount.



3. Insurance bet wins or loses are independent from your original bet.



4. Insurance is only taken on your original hand. You cannot take Insurance after a Hit, Split, or a Double Down bet. This means you can only take Insurance when the Dealer has one card face-up and you have two cards dealt.



5. If the Dealer does not have a Blackjack, the Insurance bet is removed from the table, and the cost of the Insurance bet is deducted from your credit balance. The hand continues.



6. If the Dealer has Blackjack, the Insurance bet is paid out at odds of 2:1.

Blackjack Screen Features

• Play Area
  Displays the table layout.

  

• Deal button
  Starts a game of Blackjack.
  
  Note:
  This button is active when there is no game in play.

• Hit button
  Used to request another card. You are dealt one card.
  
  Note:
  This button is active when a game is in play.
  
  
• Stand button
  Ends your hand. No more cards are dealt to that hand.
  
  
• Split button
  Splits your hand into two hands.
  
  
• Double button
  Places a double side bet.
  
  
• Increase (+) and Decrease (-) buttons
  Used to change the amount you want to bet.
  
  

• Exit button
  Opens the Casino menu.
  
  
• Help button
  Opens the help file for the game you are currently playing.
  
  
• Bank button
  Opens the Banking screen.
  

• Options button
  Opens the game Options dialog box.

  Note:
  This button is only available in the Casino Menu.
  
  

• Credits box
  Displays your current credit balance.
  
  
• Bet box
  Displays your total bet amount. This is automatically deducted from your credit balance.
  
  
• Insurance box
  Displays your insurance bet amount. This is automatically deducted from your credit balance.
  
  
• Win box
  Displays the credits you were paid for your last win. This is automatically added to your credit balance.
  

• Casino icon
  Opens the Casino Fly-out menu.

  

1. Click the Increase (+) button to increase the amount you want to bet.



2. Click the Decrease (-) button to decrease the amount you want to bet.

1. Click the Insurance button.



2. A side bet of half your original bet is placed in the betting circle.



3. The Dealer checks for a Blackjack.

• If the Dealer does not have a Blackjack, the Insurance bet is immediatley removed from the table. The game continues.
• If the Dealer has a Blackjack, you are paid out according to the Insurance odds. The game is over.

1. Click the Exit button. The Casino menu is displayed.



2. Select another game to play, or exit the Casino.

To use the Casino Fly-out Menu, do the following:

1. Click the Casino icon in the top left hand corner of the screen. The Casino Fly-out menu is displayed.



2. Click the required option.

Note:
The Games option on the Casino Fly-out menu enables you to open other games from the game you are currently playing.